Your Upgrade Journey in 3 Simple Steps

We’ve helped hundreds of HDB owners like you upgrade to private properties without overstretching their finances.
See how simple it can be with our Eligibility Calculator—your first step toward a smarter move.
Key in your details here
Let’s see if you’re ready to upgrade! A quick check is all it takes—just a few minutes of your time.
I’ll put together an easy-to-follow plan that shows your budget, financing options, and costs, so you know exactly what’s next.
We can meet up—either in person or online—to go over everything: your eligibility, financial plan, and next steps. It’s free, simple, and designed to make upgrading stress-free!
Let’s see if you’re ready to upgrade! A quick check is all it takes—just a few minutes of your time.
I’ll put together an easy-to-follow plan that shows your budget, financing options, and costs, so you know exactly what’s next.
We can meet up—either in person or online—to go over everything: your eligibility, financial plan, and next steps. It’s free, simple, and designed to make upgrading stress-free!
Halim reached out to me through Facebook, frustrated after several agents told him upgrading to a condo was impossible. As the sole breadwinner with a newborn, his situation wasn’t easy—but I assured him it was possible with the right plan.
After visiting his Punggol HDB, I created a personalized strategy tailored to his finances. Despite the challenges, we made it happen. Today, Halim and his family are enjoying condo living and the benefits of their investment.
I’ll soon meet them again to guide the next step in their asset progression journey. It’s inspiring to see how far they’ve come!
Upgraded from 4-room HDB to new launch property
Zahid and his wife, Ashedah, came to me unsure if upgrading from their 5-room HDB was possible. Like many, they worried about affordability and the risks.
I introduced them to our Growth Roadmap Plan—a clear, step-by-step strategy for asset progression. This gave them the confidence to move forward. After exploring several options, they chose a 3-bedroom unit at Signature at Yishun, offering great value and future growth potential.
Today, Zahid and Ashedah are enjoying their upgraded lifestyle and have taken a major step toward building wealth for their family. This is what asset progression is all about—moving forward with confidence, one smart decision at a time.
Upgraded from HDB 5-room to 3 bedroom resale EC
The Growth Roadmap Plan is the foundation of your asset progression journey. It provides a clear, step-by-step overview of what to expect and how to move forward with confidence. Here’s why it’s essential
Think of it as your property “GPS.” A roadmap gives you a big-picture view of your journey, so you know exactly where you’re starting, where you’re headed, and how to get there.
By mapping out each cycle, you can plan ahead for key milestones, such as when to sell, upgrade, or reinvest. This ensures every move you make is calculated and aligned with your long-term goals.
With a clear roadmap, you’ll avoid impulsive decisions and financial missteps. It helps you stay focused on what matters—building wealth without overstretching your resources.
Knowing your holding periods (e.g., 3-5 years) helps you optimize your assets’ growth and ensures you’re making timely upgrades to maximize your returns.
Starting an asset progression journey can feel overwhelming. A roadmap provides the reassurance you need to take action, knowing you’re following a proven strategy that works.
I have been using this roadmap plan since working with my first asset progression client many years ago, and I’m still using it today because of how important it is. It’s not just a plan—it’s a proven strategy that delivers results time and time again.
Before you begin your asset progression journey, having a well-thought-out roadmap ensures you’re prepared, focused, and set up for success at every step. This roadmap is your guide to financial growth and a better future.
How Did I Confidently Help These Homeowners Upgrade and Make Profits?
Finding properties at the right price point.
Evaluating future growth opportunities.
Analyzing upcoming developments and trends.
Here’s how 10 of my HDB homeowners successfully upgraded to Jovell:
When I studied the URA master plan, I noticed a future land sale opportunity near Jovell. That area has since been developed into Cassia, which confirmed my confidence in the strong growth potential of the location. Recognizing this opportunity, I encouraged my clients to invest in Jovell, knowing it fit perfectly with the 3P Strategy.
Fast forward to today—every one of them is now enjoying profits ranging from $200K to $350K.
This is a clear example of how the 3P Strategy not only helps you upgrade your home but also builds significant wealth for your future. Ready to explore your opportunities? Let me guide you!
If you’re thinking about upgrading your property, the best time to start is now. Here’s why:
Property prices in Singapore are always on the rise because of limited land space. Let me give you an example—back in 2021, just three years ago, a 3-bedroom new launch property would cost around $1.1 million. Today, for the same size, you’re looking at prices starting from $1.6 million or more. That’s a big jump in just a few years!
Another reason to act early? Your age affects your bank mortgage loan. The older you get, the shorter your loan tenure becomes, which can make upgrading more challenging. When you’re younger, it’s easier to secure a longer loan tenure and maximize your borrowing power.
My name is Faris Rosli, and I am a Senior District Director at Huttons. Over the past 10 years, I have dedicated my career as a Real Estate Strategist, helping over 200 clients successfully upgrade to the property of their dreams.
Did you know that 90% of HDB homeowners don’t realize they’re eligible to upgrade? You might be thinking, “Upgrading to private property? That’s not for me.” But here’s the thing—so many of my clients felt the same way.
Then they tried my Eligibility Calculator and found out they could upgrade—just like hundreds of other families I’ve worked with!
Here’s What Upgrading Could Mean for You and Your Family:
Over the past 4 years, I’ve had the privilege of helping HDB homeowners successfully upgrade to private properties. And it’s not just about upgrading—many of them have already made healthy profits ranging from $200K to $450K within just a few years!
I’m excited to share that I’ll soon be assisting some of these clients again as they take the next step on their Growth Roadmap Plan (check out the previous slide to see how it works).
Here’s a proven track record of our successful HDB upgraders and the properties they’ve moved into:
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This track record isn’t just numbers—it’s a testament to how a well-thought-out strategy can help homeowners achieve real, tangible results. I look forward to helping even more families take their next big step!
Ready to take the leap and secure your future?
I’m here to guide you every step of the way—checking your eligibility, assessing your finances, and planning your next move. It’s simple, stress-free, and tailored just for you.
Think you’re stuck with your HDB and upgrading is out of reach? It doesn’t have to be that way.
I specialize in helping HDB owners find affordable ways to move into private property—without breaking the bank.
Your dream upgrade might be closer than you think. Let me show you how!
It doesn’t have to be stressful. I’ll show you how to use the value of your current home to make your next move simple and manageable.
Not sure where to start? Don’t worry, I’ve got you. Let’s begin with a free financial analysis to help you upgrade with confidence—no stress involved.
You’re in the right place. With over 15 years of experience in property asset progression, I’ll help you unlock your home’s full potential and take the next step with ease.
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That’s totally fine! We’ll guide you step by step at a pace that works for you.
Not always! We’ll assess your situation and explore the best options to maximize your resources.
It’s 100% free, with no obligations. We’re here to help you make confident decisions.
I specialize in helping homeowners like you upgrade with ease. To give every client my full focus, I can only take on 3 cases each week.
Right now, there are only 5 slots left. This is your chance to :
These slots go quickly—secure yours before it’s gone!