Stuck in Your HDB?
Discover How You Can Afford Your Dream Home Today!

We’ve helped hundreds of HDB owners like you upgrade to private properties without overstretching their finances.

Ready to Start Your Upgrade Journey?

See how simple it can be with our Eligibility Calculator—your first step toward a smarter move.

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Your Upgrade Journey in 3 Simple Steps

1. Check Your Eligibility

Let’s see if you’re ready to upgrade! A quick check is all it takes—just a few minutes of your time.

2. Get a Personalized Plan

I’ll put together an easy-to-follow plan that shows your budget, financing options, and costs, so you know exactly what’s next.

3. Upgrade with Confidence

We can meet up—either in person or online—to go over everything: your eligibility, financial plan, and next steps. It’s free, simple, and designed to make upgrading stress-free!

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1. Check Your Eligibility

Let’s see if you’re ready to upgrade! A quick check is all it takes—just a few minutes of your time.

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2. Get a Personalized Plan

I’ll put together an easy-to-follow plan that shows your budget, financing options, and costs, so you know exactly what’s next.

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3. Upgrade with Confidence

We can meet up—either in person or online—to go over everything: your eligibility, financial plan, and next steps. It’s free, simple, and designed to make upgrading stress-free!

Halim’s Journey:
From HDB to Condo

Halim reached out to me through Facebook, frustrated after several agents told him upgrading to a condo was impossible. As the sole breadwinner with a newborn, his situation wasn’t easy—but I assured him it was possible with the right plan.

After visiting his Punggol HDB, I created a personalized strategy tailored to his finances. Despite the challenges, we made it happen. Today, Halim and his family are enjoying condo living and the benefits of their investment.

I’ll soon meet them again to guide the next step in their asset progression journey. It’s inspiring to see how far they’ve come!

Upgraded from 4-room HDB to new launch property

Zahid & Ashedah’s Journey: Upgrading with Confidence

Zahid and his wife, Ashedah, came to me unsure if upgrading from their 5-room HDB was possible. Like many, they worried about affordability and the risks.

I introduced them to our Growth Roadmap Plan—a clear, step-by-step strategy for asset progression. This gave them the confidence to move forward. After exploring several options, they chose a 3-bedroom unit at Signature at Yishun, offering great value and future growth potential.

Today, Zahid and Ashedah are enjoying their upgraded lifestyle and have taken a major step toward building wealth for their family. This is what asset progression is all about—moving forward with confidence, one smart decision at a time.

Upgraded from HDB 5-room to 3 bedroom resale EC

Why is the Growth
Roadmap Plan Important?

The Growth Roadmap Plan is the foundation of your asset progression journey. It provides a clear, step-by-step overview of what to expect and how to move forward with confidence. Here’s why it’s essential

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1. Clarity and Direction

Think of it as your property “GPS.” A roadmap gives you a big-picture view of your journey, so you know exactly where you’re starting, where you’re headed, and how to get there.

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2. Strategic Planning

By mapping out each cycle, you can plan ahead for key milestones, such as when to sell, upgrade, or reinvest. This ensures every move you make is calculated and aligned with your long-term goals.

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3. Minimized Risks

With a clear roadmap, you’ll avoid impulsive decisions and financial missteps. It helps you stay focused on what matters—building wealth without overstretching your resources.

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4. Efficient Use of Time and Resources

Knowing your holding periods (e.g., 3-5 years) helps you optimize your assets’ growth and ensures you’re making timely upgrades to maximize your returns.

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5. Confidence to Act

Starting an asset progression journey can feel overwhelming. A roadmap provides the reassurance you need to take action, knowing you’re following a proven strategy that works.

I have been using this roadmap plan since working with my first asset progression client many years ago, and I’m still using it today because of how important it is. It’s not just a plan—it’s a proven strategy that delivers results time and time again.

Before you begin your asset progression journey, having a well-thought-out roadmap ensures you’re prepared, focused, and set up for success at every step. This roadmap is your guide to financial growth and a better future.

Case Study

How Did I Confidently Help These
Homeowners Upgrade and Make Profits?

It all comes down to my 3P Strategy, which I use to identify properties with high upside potential

How Did I Confidently Help These Homeowners Upgrade and Make Profits?

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1. Price

Finding properties at the right price point.

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2. Potential

Evaluating future growth opportunities.

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3. Progress

Analyzing upcoming developments and trends.

Let me show you how this strategy works
with a real-life example:

Let me show you how this strategy works with a real-life example

Jovel Case Study

Here’s how 10 of my HDB homeowners successfully upgraded to Jovell:

Strategic foresight

When I studied the URA master plan, I noticed a future land sale opportunity near Jovell. That area has since been developed into Cassia, which confirmed my confidence in the strong growth potential of the location. Recognizing this opportunity, I encouraged my clients to invest in Jovell, knowing it fit perfectly with the 3P Strategy.

Successful investment

Fast forward to today—every one of them is now enjoying profits ranging from $200K to $350K.

Wealth building

This is a clear example of how the 3P Strategy not only helps you upgrade your home but also builds significant wealth for your future. Ready to explore your opportunities? Let me guide you!

Why Starting Early Matters

If you’re thinking about upgrading your property, the best time to start is now. Here’s why:

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Rising Property Prices

Property prices in Singapore are always on the rise because of limited land space. Let me give you an example—back in 2021, just three years ago, a 3-bedroom new launch property would cost around $1.1 million. Today, for the same size, you’re looking at prices starting from $1.6 million or more. That’s a big jump in just a few years!

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Shorter Bank Tenure

Another reason to act early? Your age affects your bank mortgage loan. The older you get, the shorter your loan tenure becomes, which can make upgrading more challenging. When you’re younger, it’s easier to secure a longer loan tenure and maximize your borrowing power.

About Faris Rosli

My name is Faris Rosli, and I am a Senior District Director at Huttons. Over the past 10 years, I have dedicated my career as a Real Estate Strategist, helping over 200 clients successfully upgrade to the property of their dreams.

Other Successful Stories

Skipped to the end? No worries, let me break it down for you.

Did you know that 90% of HDB homeowners don’t realize they’re eligible to upgrade? You might be thinking, “Upgrading to private property? That’s not for me.” But here’s the thing—so many of my clients felt the same way.

Then they tried my Eligibility Calculator and found out they could upgrade—just like hundreds of other families I’ve worked with!

Here’s What Upgrading Could Mean for You and Your Family:

1. Build Your Wealth

Own a property that can double your family’s net worth over time.

2. Upgrade Your Lifestyle

Enjoy perks like swimming pools, gyms, and more—all right at home.

3. Secure Your Future

Live in a home that grows in value while meeting your family’s needs.

Helping HDB Homeowners
Upgrade and Profit

Over the past 4 years, I’ve had the privilege of helping HDB homeowners successfully upgrade to private properties. And it’s not just about upgrading—many of them have already made healthy profits ranging from $200K to $450K within just a few years!

I’m excited to share that I’ll soon be assisting some of these clients again as they take the next step on their Growth Roadmap Plan (check out the previous slide to see how it works).

Here’s a proven track record of our successful HDB upgraders and the properties they’ve moved into:

This track record isn’t just numbers—it’s a testament to how a well-thought-out strategy can help homeowners achieve real, tangible results. I look forward to helping even more families take their next big step!

Let’s Get Started!

Ready to take the leap and secure your future?

I’m here to guide you every step of the way—checking your eligibility, assessing your finances, and planning your next move. It’s simple, stress-free, and tailored just for you.

Feeling Stuck?
You’re Not Alone.

Think you’re stuck with your HDB and upgrading is out of reach? It doesn’t have to be that way.

I specialize in helping HDB owners find affordable ways to move into private property—without breaking the bank.

Your dream upgrade might be closer than you think. Let me show you how!

Worried About Overcommitting?

It doesn’t have to be stressful. I’ll show you how to use the value of your current home to make your next move simple and manageable.

Feeling Overwhelmed by Rising Property Prices?

Not sure where to start? Don’t worry, I’ve got you. Let’s begin with a free financial analysis to help you upgrade with confidence—no stress involved.

Not Sure How to Make the Most of Your Home?

You’re in the right place. With over 15 years of experience in property asset progression, I’ll help you unlock your home’s full potential and take the next step with ease.

Why HDB
Owners Trust Us

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Customized Plans: Tailored solutions based on your income and goals.

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Risk-Free Consultations: No obligations, just a free analysis.

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Proven Expertise: 200+ successful HDB-to-private upgrades.

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Fast Results: Get a complete financial plan within 48 hours.

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Startup Planning

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HR Consulting

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See What Other HDB Owners Are Saying

image "Thanks to their guidance, we upgraded to a condo and are now enjoying higher property value!"
Ahmad and Siti Customer
image "The eligibility check was eye-opening. It made everything so much clearer!"
Sarah Customer

Got Questions? Here’s What You Need to Know:

That’s totally fine! We’ll guide you step by step at a pace that works for you.

Not always! We’ll assess your situation and explore the best options to maximize your resources.

It’s 100% free, with no obligations. We’re here to help you make confident decisions.

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